How-To 5 Basic Budgeting Steps 8:00 PM Frugality includes all the other virtues. -Cicero Basic budgeting isn't as hard as you think. Still it is a challenge for many. I know because I'm surrounded with people struggling to make ends meet. I too, have had my fair share of financial struggles. Had I discovered the 5 basic budgeting steps earlier, I wouldn't have gone through it. Growing up, I've never seen my mother do a budget-check. I've never seen her concerned about saving. She's a spender. When I started working, my colleagues get excited about loans. Loans! And not having the foundation or literacy about financial management, I thought it's a good thing and joined the bandwagon. Having attended several financial seminars, read financial books and blogs, and being a trying hard Ms. Frugal, I've learned my lessons. Here are 5 simple budgeting steps I'd like to share: 5 Basic Budgeting Steps 1. Break it down! I've learned this from Bo Sanchez. Break down your income into three parts: 10% - Tithe or give back to the universe. 20% - Invest in your choice of investment. I prefer paper assets and profit sharing because I'm not really business savvy and I don't have time to focus on a physical business. 70% - Spend. Giphy 2. Know the difference Do you know the difference between your "wants" and "needs"? You need to eat food, but you want ice cream and chips. I'm not saying you should never eat junk food. Ideally, you shouldn't but that's a different topic.If you can't help it then can do it in moderation. The point is that: you don't NEED junk food. You just want it. Giphy 3. Compare.Before buying, research, ask around, or check the price of the item or service you need. Compare and see which brand offers the cheaper price but doesn't compromise quality. Remember: you get what you pay for. So if you buy really cheap thinking you've saved, you end up buying again because it usually doesn't last. Google 4. Make a plan and have a target. Saying "I'm going to save money" is very vague. Be more specific.How much are you planning to save? When is your target date to achieve this amount? How are you going to get to that financial goal? Plan. Make a system. Be lenient with yourself as change may happen along the way. Or there may be unforeseen events in which you won't be able to set aside the certain amount you planned to.But stick to your goal. Eyes on the prize. Giphy 5. Be patient. Nothing worth having comes easy. You can get impatient if you don't see any progress or change right away. Think five, ten, twenty years from now. Remember the power of compound interest. Find your emotional why. Why do you want to save? What is your intention? What is your drive? Dig deep into your soul. Imagine your future self. Are you going to thank your present self when you look back? Giphy I've got good news! The first-ever TrulyRichClub Online Wealth Summit: Money Machines is here! September 22, 2018 (Saturday, 8:00AM to 12:00PM). At the comfort of your homes (or wherever you are in the world), you can learn: How to invest in the stock market Change your financial mindset Grow in your financial life Here's the best part:The webinar fee is 100 Php or 2 USD (Price will go up to Php 200 or 4 USD by August 11, 2018). How much is your cup of coffee? How much did you pay for your smartphone? How much did you spend on your last shopping? How much was that movie ticket? Surely, it's more than this ticket price. This is a rare opportunity that you don't want to miss. If you're ready to change your life and bless the world, this is your ticket. Be financially free. Learn how to improve your financial literacy and be truly rich. Truly Rich Club Online Wealth Summit 2018: Money Machines
Health & Wellness Tummy Tuck for Men and Women 5:00 PM Tummy Tuck for Men and Women Are you a woman who has had a child or a few children, and have noticed your midsection has a lot of flabby skin and extra fat that you just aren't able to get rid of? Are you a man who suffers from what we all know as the extra spare tire around the midsection that you just aren't able to get rid of? Have you been eating healthy, going to the gym or exercising as much as your life allows, yet you are not seeing any results in your waistline? Have you tried multiple diets with little or no success? Are you just wanting your six pack back yet it seems to be nothing you will ever accomplish? Reasons Why Women Undergo A Tummy Tuck Many women who have been pregnant, whether it be once or multiple times, want to have their bodies looking the way they did before getting pregnant. Do you suffer from low self-confidence due to the way your midsection looks? If you are a woman who was obese and lost so much weight that you have a lot of flabby skin just hanging there from it being stretched out excess fat, and your abdominal muscles are separated then there is really only one option to get off all the extra and fix your abdominal muscles. That one option is getting a tummy tuck procedure done to remove all the extra skin and fat around your abdomen and to tighten your abdominal muscles. Your genetics could have a lot to do with the way you look. Look at others who are in your family, do you see a resemblance? If so, then you should talk to your doctor to see if a tummy tuck would help you in any way. Reasons Why Men Undergo A Tummy Tuck When men get older, the way fat is distributed throughout their bodies changes. This can lead to many men being overweight older in their lives. The excess fat that the male body carries around can have an impact on the mental and emotional stability of any man. It also can cause health risks to their cardiovascular system. Genetics can also have something to do with the way a person is shaped and the way their body distributes certain things like fat throughout the whole body. Men want to be able to do what they love but if their body isn't letting them, then why not have a tummy tuck to help them? A boost in self-confidence, health concerns, and just wanting to look their best are good reasons to have this procedure done if you are a good candidate and your doctor thinks it will help. A Tummy Tuck Procedure The medical taerm for a tummy tuck procedure is abdominoplasty. There are different types of abdominoplasty that a person could get. Depending on your situation and goals, your surgeon will go over what options he or she thinks is best for you. To give you an idea of what to expect, a complete abdominoplasty consists of your surgeon cutting your abdomen from hip bone to hip bone. Then he or she will contour the skin, tissue, and the muscles as needed. During this process, your belly button will be moved and your will probably need drainage tubes just under your skin for a little while. You will be asleep during your surgery which could take anywhere from one to five hours, depending on how extensive your surgery is. You will also be expected to spend the night in the hospital, also depending on your situation. What To Expect After Your Abdominoplasty After any surgery, you know there can be complications. These risks your surgeon and his or her staff will go over with you before you decide to have surgery and then once again before surgery. After your tummy tuck, you will experience some pain and swelling. Some other side effects could be numbness, bruising, and being excessively tired. You will also have permanent scars which will fade but never completely go away. Once you are able to return home, it will be important for you to follow your surgeon's directions completely from changing your bandage to how you should sit and lay down to ease the pain. Also, you are going to be very limited on what you are able to do for at least six weeks so it is recommended that you have someone with you who can take care of the kids, the housework, the pets, and help you. If you are in good health, are done having children, and want to tighten the abdominal area, then you could be the perfect candidate for abdominoplasty. Contact the team of highly-skilled surgeons at the Doctors Plastic Surgery to find out more about tummy tuck in New York and see if this is a right fit for you. Visit website now at www.doctorsplasticsurgery.com and discover other services that help men and women achieve their desired figures. Hey, did you find this post helpful or entertaining? Please go ahead and share. Share buttons on the left and at the bottom of the article. Big thanks! Subscribe to About Life And Love by Email
Listicle Will Breast Lift Make My Breasts Look Fuller? 5:00 PM Will Breast Lift Make My Breasts Look Fuller? If you love the shape and size of your breasts but have lost a lot of fullness due to weight gain or loss, pregnancy or nursing, aging or gravity, a breast lift may be the perfect surgical solution to help you restore the full perkiness you used to have in your youth. According to the American Society for Aesthetic Plastic Surgery, the number of patients opting to have breast lifts has risen 600 percent in the last 16 years. This new shift in plastic surgery aims to restore what you previously lost in lieu of acquiring what you have never had. While a breast lift procedure does not increase or reduce the size of the breasts, the shape of the breasts or the overall tissue compound, shifting the breast back to its original placement does give the illusion of fullness and a more perky and curvy silhouette. What Is The Difference Between A Breast Lift And A Breast Augmentation? When a surgeon augments breasts, he or she is enlarging the tissue in some capacity. A mastopexy, or breast lift, tightens up the loose and sagging skin without changing the size of the breast. Many surgical procedures include both a breast lift and augmentation as part of the treatment. Your desired results will determine if a breast lift is acceptable as a standalone procedure. If you still have some fullness and a rounded shape, but the envelope of your skin that encases the breast has lost elasticity, you may only need to have a breast lift procedure. If the ligaments of the breast have been stretched in a way that your nipples face downwards and the filling has shrunk to give a pancake shape to the breasts, you may need both a lift and an augmentation. What Happens During A Breast Lift Procedure? During a mastopexy procedure, your plastic surgeon will cut away excess and loose skin, redistribute the tissue and filling and restore the original perky projection of your breasts. Depending on your desired results and the technologies utilized by your plastic surgeon, you can expect any combination of synthetic mesh, absorbing polymer, barbed threads or your own skin to create a built-in laser bra support on the bottom. Fat is typically suctioned from other parts of the body to add any additional fullness on the top of the breasts. To raise the nipple, your surgeon will create a semicircular incision along the top part of the areola on the breast to pull it upward while simultaneously remodeling and restructuring the tissue through a secondary incision that runs down towards the bottom of the breast. Many women would prefer to not have noticeable scars of this nature, but with a lift procedure these scars are unavoidable. What Kind Of Breast Lift Leaves Less Scarring? Among the three traditional types of breast lifts: periareolar, vertical or anchor, the periareolar lift offers minimal scarring around the areola and does not impact the shape of the breast; it is only repositioning the nipple area. The vertical lift offers the biggest lifted look in comparison to the amount of overall scarring. If you have an excessive amount of skin or sagging, you will need to have an anchor lift performed. An anchor lift will produce the heaviest visible scarring, but the trade-off is well worth it. What To Expect After A Breast Lift A breast lift is traditionally performed in an hour or two under general or local anesthesia with intravenous sedation. It is also considered an outpatient procedure, so you should be able to go home shortly after surgery to continue your recovery in the comfort and convenience of your own home. Your breasts will either be placed in bandage or a surgical bra. Your surgeon will prescribe you pain medication due to the likelihood of experiencing some pain, swelling and soreness following the procedure. You should be able to walk around freely in your home, but you will need to take caution when it comes to reaching up or down for items around your house. Your doctor will encourage you to sleep on your back for several weeks after your procedure. If you are prone to sleeping on your side or stomach, you may want to invest in some extra pillows to place around your body; this will prevent you from accidentally rolling over as you sleep. Your doctor or surgeon will ask you to refrain from going to work for about a week after your procedure. You should also be able to resume most normal day-to-day activities after about a week. Your doctor will give you specific instructions pertinent to working out after your procedure, but you should plan to skip the gym for about three to six weeks post surgery. You may experience some residual soreness or swelling from time to time for the first few months after the procedure. Most patients are permitted to start wearing bras with wires in them within six to eight months after the operation. The most important decision you can make when it comes to undergoing a breast lift is to find a licensed and professional plastic surgeon with extensive experience in performing breast lifts and augmentations. The team of leading plastic surgeons at the Plastic Surgery Institute of Miami have many years of combined extensive experience in performing successful breast lifts for their patients. They believe in providing their patients complete transparency in the form of before-and-after pictures, referrals and testimonials from satisfied clients, so you can be confident in their expertise. The Plastic Surgery Institute of Miami utilizes state-of-the-art technology and the latest medical advancements to give you more natural results and a lessened recovery time. You can find out more about the professionals at The Plastic Surgery Institute of Miami here: www.psimiami.com. Hey, did you find this post helpful or entertaining? Please go ahead and share. Share buttons on the left and at the bottom of the article. Big thanks! Subscribe to About Life And Love by Email
Guest Blogger 5 Tips For Budget Travel In Europe 7:56 AM Europe is an excellent destination for anyone planning for a vacation soon. You don t need to worry about the budget implications as there exist so many alternatives for the beautiful trip but low budget. First, you have to plan and determine your budget estimates for the whole trip. That will be resolved but the length of your trip and the cost to cover for air tickets. Once you sort all that out, then you are ready for the journey of your lifetime. Below are the tips to help you get the best of Europe while spending less. 5 Tips for Budget Travel in Europe 1. Camping for cheap accommodation If the cost of staying in a hotel is too expensive for you, then camping could offer a great alternative. They exist beautiful camping sites in Europe even in the major cities at a very affordable cost to sort every traveler need. Those campsites beside offering a place to sleep, the also give cooking and bathing services. Why pay expensively in a hotel when you can get those cost-effective services by camping. Some camping sites also allow for person cooking which is a little bit cheaper than having to purchase restaurant food. 2. Be local when you eat That’s the trick, the local dishes found in the streets will be at a lower cost than those found in the tourists’ hotels. You can use the tourist hotels for sleep but when it comes to eating, walk around, and you will find cheaper restaurants where the locals frequent. Besides the meals, you will also have a chance to enjoy seeing the streets and interact with the locals. 3. Use the train, walk or cycle to move on the roads Using a train is one of the cheapest means to move around Europe without spending a lot. Ensure to get an all-rail pass so that it more comfortable with fewer hustles whenever you want to board a different train. Walking is even more excellent as that another way, you will be site seeing while saving money. Opt to walk for those proximities that are near rather than spending on such unnecessary costs. Cycling is also another option that is cheap and affordable compared to tourist cabs. Just walk with your best hiking backpack under $100 a few blocks away from the hotels, and you will get cyclists ready to take you to the nearest place. 4. Look for less costly airlines There exist several cheap airlines for traveling in Europe. You can opt for such to save as you move. Examples of airlines that offer less expensive airline deals include the easy jet and Ryan air. To even enjoy the low costs more, make early bookings. That takes away the headache of having to rush when the travel time arrives. 5. Visit during off seasons Traveling when the seasons are lower will save you a great deal of money. The flights, accommodation, and other travel necessities will be cheap. That is because there is less pressure in the tourism facilities and the rates will be normal compared to high seasons. Do you want to save while enjoying your moments in Europe? Well, the choice is yours with all these great tips to try and enjoy the low budget vacation. About the Author: Part-time Travel Writer and full-time Vagabond, J Miles wants nothing more than to inspire and encourage others to satisfy their wanderlust. He achieves this by regularly posting valuable travel tips and first-hand travel narratives on popular backpacking and travel writing websites. Hey, did you find this post helpful or entertaining? Please go ahead and share. Share buttons on the left and at the bottom of the article. Big thanks! Subscribe to About Life And Love by Email
Health & Wellness How Balloon Sinuplasty Is Performed 5:49 AM Sinusitis occurs when cavities that are located around your nasal passages suffer from inflammation. It's possible for sinusitis to become a chronic condition, which means that it can last for at least several months and may not be able to dissipate on its own. One modern procedure that is being used for the treatment of sinusitis is balloon sinuplasty. If you are considering a balloon sinuplasty and believe that this treatment is right for you, you should first be aware of what the treatment is and all that it entails. What Is Balloon Sinuplasty? This is a type of modern treatment that has been designed to be safe and minimally invasive, which means that the recovery process that occurs following a balloon sinuplasty is designed to be less burdensome that that of a traditional sinus surgery. One reason that this type of surgery is less invasive than other types is due to the fact that there is no cutting of the bone or tissue within your nose, which helps to shorten the procedure and the associated trauma. A typical balloon sinuplasty procedure takes around 45-60 minutes to complete and is designed for improvement in sinus-associated symptoms. How Balloon Sinuplasty Is Performed This is a very simple procedure that requires no cutting or removal of tissue. The procedure begins by having a small catheter placed into the sinus openings. A balloon on the catheter is then inflated to open the blocked passages. When these passages have been opened, any built up mucus will be able to drain more effectively, which also means that you will be able to start noticing the alleviation of symptoms that you were experiencing with your sinusitis. A saline solution may also be sprayed within the sinus to remove any infected mucus or pus that can be found within. Once the passageways have been opened and any substances have been removed, the catheter is also removed and the treatment is done. Even though this treatment is minimally invasive, you will still be provided with anesthesia before the procedure to make sure that you're calm and don't experience any pain. You should be able to return to work following the procedure after 1-2 days. Should You Obtain a Balloon Sinuplasty? If you're wondering whether or not a balloon sinuplasty is right for you, the best way to ascertain whether or not you are a good candidate for this procedure is to speak with your ENT specialist. They will be able to provide you with a thorough checkup that will determine what the best course of action is for your sinusitis. If you experience such symptoms as facial pressure and pain, sinus headaches, congestion, and a decreased sense of smell, you may want to consider this type of procedure. It's important to understand that a balloon sinuplasty doesn't completely cure sinusitis. In order to do so, you may also need certain medications that will help to clear up the underying issues that are causing you to suffer from sinusitis. With the sinuses open; however, it is hoped that the medications can now access the sinuses so that your condition may improve. Balloon sinuplasty can help to turn debilitating sinusitis symptoms into much more manageable ones that will allow you to go about your daily life without an undue amount of frustration caused by the sinusitis. This is also a highly recommended procedure for people who have suffered from at least several sinus infections in a single year. By opening up the passageways and removing the substances within, it is expected that these infections and associated symptoms occur much less frequently. Additional Considerations About a Balloon Sinuplasty If you're wondering whether or not this treatment is necessary for what you're going through, it's first important to distinguish between a standard cold and sinusitis. Colds may often precede a bout of sinusitis. When you are suffering from a cold, it's possible for your sinuses to become inflamed, which will block your nasal openings. When this occurs, it means that you are suffering from sinusitis. If your bout of sinusitis lasts for more than 12 weeks without going away, it's likely that you are suffering from chronic sinusitis, which will typically require medications and may benefit from treatments like a balloon sinuplasty. The standard symptoms that you will experience when being affected by sinusitis include difficulties with breathing through your nose, sinus pressure, tenderness around your nose and forehead, a sore throat, and general fatigue. Balloon sinuplasty has been shown in several studies to be a highly effective treatment for patients with sinusitis, and is designed to provide long-term relief from sinus-related symptoms. It is; however, possible that you will need additional treatments other than a balloon sinuplasty to successfully manage your nose and sinus related symptoms. Seek professional help at the Becker ENT Center Balloon sinuplasty is a safe and effective treatment option for appropriate patients with chronic sinusitis who have failed to improve with persistent medical treatments and interventions. A decision on whether or not balloon sinuplasty is the right procedure for you should be made in consultation with your ENT physician. The board-certified physicians at Becker ENT are well-versed and experienced in balloon sinuplasty in Philadelphia, PA, and others designed to treat patients suffering from nasal and sinus problems. If you would like to consult one of the doctors at Becker ENT you may make an appointment by calling or at their online appointment portal. More information on Becker ENT can be found here - www.beckerent.com Hey, did you find this post helpful or entertaining? Please go ahead and share. Share buttons on the left and at the bottom of the article. Big thanks! Subscribe to About Life And Love by Email
Listicle 7 Tips To Be Followed By Every Solo Traveler 2:04 AM Travelling to new places is the best thing that rejuvenates your senses and gives you a positive and fresh energy to catch up your routine when you are back. Going to new places can be fun when it is with your friends and can be adventurous when you are on your own. Solo trips require a lot of extra work which you must keep in mind to have a safe and healthy trip whether you are going to a trek or are planning to hit the ocean it is always best to be safe rather than healing. If you are planning to take on the journey as a solo traveler then these tips will be really helpful in planning as well as enjoying your trip. 7 Tips To Be Followed By Every Solo Traveler Research and revise Once you have made up your mind about the destination you would like to visit, the first thing you must do is to read about the place in detail. You must know about the climatic conditions, places to stay, places to visit. This research will make you feel more confident and will also help you in preparing your bag and baggage accordingly. Make a list of your emergency contact numbers Always travel with your phone unlocked and keep a list of emergency phone numbers somewhere easily accessible. Keep a diary where you must mention your name, blood group, your address, phone numbers of your parents or friends and you must also mention some quick details about your insurance policy. These things are very helpful if you and up in any kind of medical emergency. Let your family and friends know about your whereabouts One of the most important things to do while travelling solo is to let your family and friends be aware of your itinerary. Maintain a list of hotels or inns where you will be landing, your entire journey with local phone numbers of your accommodation where you will be saying so that they can get in touch with you or if they lose touch then they will have a place to call and know about your safety. Book a solo friendly accommodation Booking an inn, homestay or a lodge will be the best idea rather than landing up in a hotel room as it will be in your budget and will also provide a homely feel. There are a lot of inns and homestays that offer home cooked food too which will add up to your trip and will leave you with yummy memories of the local food and hospitality. Travelers can easily book their accommodation with one of the best online booking advisor like easemytrip and save more on their billing amount by applying easemytrip coupons. Stay Somewhere With Free Wi-Fi Depending on what time of year you travel, it might get dark early which means you do not want to be outside exploring as long as you might on a summer evening. If you're going to be spending a lot of time at your hotel, make sure to stay somewhere with free wi-fi which will also help you cut short on those extra expenses. You can use this time for Skype your family and friends back home to recount your adventures for the day. Eat and enjoy your food After a long and tiring day dinner is the most difficult part especially when you are travelling alone. Make sure that you visit the same place to have your dinner, this way you will meet the same people again and can socialize with them. Try to eat at the bar or in a restaurant with communal tables and you could be mixing with the locals in no time. Take your own photos On your way back your friends and family will be more interested in looking at your pictures rather than the landscapes and art gallerias. Learn how to click your own pictures so that even after 10 years when you look at these pictures you will recall all the adventures you did and will cherish them forever. Conclusion Travelling solo is a complete adventure in itself and one must do it once in their lifetime. It not only gives you time to explore things according to your lookout but also makes you independent and confident. All you need to do is to keep some small things in mind and be extra cautious as your security and safety is in your hands. Go on and start planning your trip and make sure you choose a good trip advisor to guide you with places well within your budget. HAPPY JOURNEY!!
Dating Say It With Flowers 4:52 PM Say It With Flowers Whatever you want to say, whatever the occasion is, it is best to say it with flowers. Japanese scholar Okakura Kakuzo hit the nail right on the head when he said, "In joy or sadness, flowers are our constant friends." Flowers can never go wrong as a gift, whether the occasion is fun. Flowers are our friends, as they express beautifully what our words fail to convey. Flowers got our backs. Admiration, empathy, passion, love, commendation, consolation---you can surely count on flowers and their meanings to bring your message. When you are the receiver, whether for a celebration, a special or ordinary day, or during bereavement when someone gives you flowers, isn't it a comforting present that can alleviate your sorrow and make you feel extra special? We often see Valentine's Day flowers and so associate flowers with romantic love. But flowers definitely say more than that. Get well soon A sick loved one can be cheered up with a gift of flowers. Of course, the reason could be the psychological effects of boosting the person's mood. Still, studies have shown that patients recovering with flowers in their room experience less pain and have lower blood pressure. So if you wish someone good health and a speedy recovery, say it with flowers.I love you What better way to express your undying love than saying it with flowers. Florist delivery gets busy during Valentine's Day, and for a good reason. Significant others see to it to bring their partners or surprise them with flowers on this special day to express how much they love them. This plays a vital role in strengthening relationships. We made it! Marking milestones like anniversaries also get extra special with flowers. It is like celebrating the moment and telling your partner you're happy you made it together to another year. How do you tell your significant other you look forward to more years to come? Say it with flowers. I'm sorryOne of the hardest things to do is to admit you're wrong and say you're sorry. Flowers are a beautiful peace offering, an apology that can help people forget or at least lessen aggravation. It's especially effective when flower delivery comes with sweets or treats that the aggrieved party love. Can't find the courage to say I'm sorry? Best to say it with flowers. You're awesome! Most people express their admiration with flowers. A friend who did a superb job on her play. Or a sister who aced her tests in school. Or a blogger whom you've always followed got a new book published. Tell them how awesome they are with flowers. Deepest sympathy Life isn't just about sunshine. When someone we know has a family member who passed away, we express our deepest sympathy by giving them or sending flowers. It may not instantly cheer them up, but at least it can be a good reminder that there is still something good and beautiful in the world.Say It With FlowersA single stem of a rose or a dozen, a bunch of assorted blooms or even a potted flowering plant, sometimes even a flower freshly picked from a garden, whatever it is, flowers still speak a language so beautiful that no words are needed. With the internet today, you can order from florists or online flower shops and transact your request wherever you are. Moreover, you can customize your order or pick from what's already on their display.They can then deliver it to the recipient with your instructions. Have something to say? Say it with flowers.
