What To Do If An Uninsured Motorist Hits You 5:41 PM Usually, when you get into a car accident, the insurance company of the at-fault driver pays for the damages. But what do you do when you get into a collision with someone who doesn't have insurance?Even though most states in the US require drivers to have car insurance, some people still drive illegally without liability insurance. It can be a huge pain to get the money you need for repairs if one of these people hits you, so here's a quick rundown of the steps you should take to make sure you get what you deserve.What to Do If an Uninsured Motorist Hits You1. Stay calm.The first thing you should do is the same thing you do after any accident: stay calm and make sure everyone is alright. Car crashes are often extremely frightening, and it can be difficult to make smart decisions when you have adrenaline pumping through your body. Take a moment to catch your breath, calm yourself down, and make sure that you and your passengers are alright. Once you're sure that nobody needs to call an ambulance, then it's time to start figuring out the next steps.2. Determine fault. Where you live is relevant to this - are you in a tort state or a no-fault state? 38 of the 50 states in the US are tort states, which means that the driver at fault is the one who has to pay for all the damages. If you live in a tort state, it's obviously going to be extremely important that you make sure your insurance company knows you weren't at fault for the accident. If you end up on the hook for the collision, your rates could skyrocket. If you live in a no-fault state, your insurance company is going to have to pay for the damages to your car no matter what.3. Call authorities.Once you've determined fault, it's usually a good idea to get the police involved, especially if you suspect the other driver may be uninsured. Insurance companies are often skeptical of claims involving uninsured motorists since they don't have a way to confirm what happened with the other driver's insurance company. The best way to fix this is to have a police report. The police can act as a third party and confirm that what you're telling the insurance company is true. They can also help you to confirm whether or not the other driver is telling the truth about their insurance.4. File a claim.With your police report in hand, the next step is to go ahead and officially file a claim. You don't have to do this right away, but you should make sure it's done as soon as possible. Many insurance companies only give you 30 days to file a claim, otherwise, you get nothing. Make sure your insurance company has the police report you got from the scene of the accident so they can confirm what you're telling them. Try to collect as much information as you can about the other driver, just in case. This can go a long way for your claim.If you file a claim but don't get enough money to pay for your repair and medical bills, you may want to consider taking the other driver to small claims court. Whether or not this is a good idea will depend on your situation as well as theirs, so it's a good idea to talk to a lawyer before taking that step.
Beauty 5 Ways To Detangle Your Hair Without Destroying It 8:37 PM Your hair should look shiny, well-styled, and fantastic at all times. It makes you feel fantastic and confident too. Unfortunately, while movie stars never appear to suffer from a bad hair day, mere mortals do; the wind, rain, and many other factors conspire to make your hair tangled and even tired-looking. The good news is that you can detangle your hair without destroying it.5 Ways To Detangle Your Hair Without Destroying It 1. Plenty Of Conditioner The first step in detangling your hair is to reduce the tightness of your knots. You need to choose a quality detangling shampoo and conditioner, such as the ones in this Kevin Murphy range. The shampoo will ensure your hair is clean, leaving the conditioner in place won’t just nourish your hair, it will help to loosen knots. That’s going to make it easier to eliminate them and get your hair looking fantastic. 2. Wide-Toothed Combs After washing you need to dab your hair and let it air dry if possible. Wet hair is much more easily damaged than dry hair. You can then slide a wide-toothed comb through your hair gently. It will identify the knots and gradually remove them. It may take several strokes but it works, just keep the pressure gentle.3. Fingers Work Well If your wide-toothed comb isn’t getting the knots out you’ll find that your fingers are very adept at this. Simply run your fingers gently through your hair and you’ll find the knots start to fall out. Fingers are particularly good for this as they give you plenty of feedback, allowing you to pull through the knot without exerting excess pressure. Don’t forget, it’s best to hold your hair above the knot when you’re trying to pull the knots out. This will reduce the stress on your roots. Fingers are a good idea to use first and then move onto the wide-toothed comb or a detangling hairbrush to eliminate the last of the knot.4. Brush From the Bottom To reduce the stress on your scalp and help alleviate any knots you should always start brushing from the bottom. Ideally, start a few inches from the bottom and brush downward. It will make it easier to remove any knots. 5. Never Force A Knot The key to successfully detangling your hair is not to damage it in the process. All you have to do is be gentle and hold your hair above the knot you’re trying to get out. This prevents the hair from pulling on the roots, potentially pulling the follicles out. It’s normal to lose between 50-100 hairs a day but you don’t want to lose any more than you have to!Of course, in a perfect world, you won’t need to detangle your hair. Unfortunately, the reality is that, no matter how hard you try to protect your hair, it will get knots. The good news is that they can be removed without damaging your hair, allowing you to look fantastic, as always.
Home Understanding Bees In Trees And Know When To Take Action 7:26 PM Bees are an important part of the ecosystem. While they do produce honey, they are also the main instigators of pollination. That’s the process that allows flowers to fertilize and create more flowers. Without their help with pollination, flowers would die out, affecting insects and all creatures through the food chain. It’s surprising how big an effect such a small creature can have. It’s worth noting that bees are not currently protected but that doesn’t mean she should just destroy a nest in a tree. Firstly, they are important to the ecosystem, secondly, they can be deadly, especially if you have allergies. The last thing you want is a swarm of bees chasing you. That’s why, if you’re dealing with bees in trees or a nest anyone near your home it’s a good idea to get your local pest control company involved. They won’t just advise on whether to move the nest or not, they’ll be able to destroy it or connect you with local beekeepers who can take them off your hands. If you have a bee issue you should click here for more info now!Understanding Bees In Trees And Know When To Take Action Bees Stay In Trees Bees actually love living in trees. It’s a relatively safe place to build their nest. While bees are not bothered by too many predators, skunks, bears, and hive beetles will attack their nest. They can kill large numbers of bees which is why they are generally safer hanging high in a tree. The tree also gives them a good vantage point to start flight, when pollinating while making honey. Will They Stay? Bees can rest in your tree while they re-energize. In this case, they are likely to be in your tree for no more than twenty-four hours. You won’t see many of them. However, once the queen picks a spot to start building they are unlikely to move by themselves. If the bees are still present after three days they are building a hive. Unless they are bothered by a predator they will be unlikely to leave the hive, meaning they’ll keep on building and the nest will get larger.When To Remove Them If the bees are high in the tree and not close to your home you can choose to simply leave them and let them do their own thing. They are unlikely to harm you if you can get close enough to threaten them. However, if they are close to your home and where you walk daily, or if they have created a nest in a knot in the tree or around the roots, you need to deal with them. It’s worth noting that bees' nests in knots and around the roots are hard to deal with properly, the sooner you tackle them the better.In all cases, it is best to get the local experts in as they can remove the bee's nest and the bees safely, usually without having to kill the bees. There are plenty of beekeepers in your area who will be happy to have an extra hive.
How-To Write A Perfect Birthday Speech 3:26 PM So you’ve been nominated to give a speech at your spouse’s, best friend’s, or a loved one’s birthday party. Sure, you’re honored to be acknowledged as an important person in their life. That’s why you were asked to give the ever – notable birthday speech. Yet at the same time, you’re panicking and attempting to calm your nerves. What are you going to say? Is it a milestone birthday, such as their 21st, 40th, or 50th? You want it to be attention grabbing and engaging to the party attendees, especially to the guest of honor! You want your speech to be memorable and impressive. You want it to be remembered in the best way! Writing that perfect birthday speech doesn’t have to be a daunting task. Below are some tips to help you write a speech that will captivate your audience, hold the moment, and make it extraordinary! Write a Perfect Birthday Speech Research Find out who will be attending. Is it a family only, or friends only celebration? Will there be professional acquaintances or colleagues of the guest of honor? Will there be any children there? Or will all be in attendance? Is it a formal or informal party? Is it a planned party the guest of honor is informed of, or is it a surprise party? All important details to know. However, regardless of the answers to these questions, the speech should always be kept at an appropriate PG rating. Are you going to be the only one giving a speech? Or will others be speaking as well? Don’t make the speech too long. In this situation, less is always more. Keep it positive and entertaining. Find out how long you are expected to speak (usually under 10 minutes), and if there is anything specific to be mentioned in your speech. Create and Organize the Content of Your Speech If you remember writing a report in elementary or high school, there are three components to include. Those components are the Introduction, the Body, and the Conclusion. In the Introduction, open with an anecdote or a quote to capture your audience’s attention. Thank the person who asked you to make the speech, and the person or people who planned and put together the party. Then, you can also thank the guests for coming to the party and bringing birthday gift baskets, presents, cards or whatever they may have brought for the celebration. Most importantly, include an acknowledgement of the host and commend the guest of honor! In the Body of your speech, you can talk about things like warm memories, and well wishes for the guest of honor. Don’t mention age unless it is a clear milestone birthday. Stick to the main points, and don’t ever bring up any personal issues, or anything the guest of honor may be embarrassed by or uncomfortable with. Also, don’t discuss anything that may be found discerning or offensive to your audience. Keep everything light hearted, positive and motivational. You can add in a quote and a joke, but do it sparingly. One joke and one quote is plenty to work with, and it is proper to cite who or where the quote originated. In the Conclusion of your speech, summarize the main points, say a closing thank you to everyone again, raise a toast, and give a closing tribute to the guest of honor. Use a Template If you are still at an impasse, and are lost for words, there are many templates online to help you compose a great birthday speech. You can research templates for surprise parties, milestone parties, or just about any kind of birthday party the speech may be intended for. If you do use a template, organize the prompts, fill it in with your own unique and original content, and make it your own. Rehearse Your Speech The best thing to help calm the pre-speech jitters, is to rehearse your speech. You can rehearse alone, in front of a mirror, or if you have someone like a family member or friend to practice in front of, that can be even more easing on the nerves. Pay attention to the parts that flow smoothly for you, and the parts that you may struggle. Write a final draft you are comfortable presenting, draw up some cue cards, or enlist someone to assist you through if you get stuck, and again, rehearse, rehearse, rehearse! When you are comfortable, confident, and ready to give your speech at the birthday celebration, you’ll know, and it will be great!
6 Tips For Making The Most Of Your Car Date Night 3:20 PM The pace of our non-stop, over-committed, work schedule induced lives, symbiotically attached to the demands of an ever-on tech world, leaves little down time. As well, it may seem rare that we find time for crucial, human connectivity, relationship sustaining, “date nights.” Every minute of life counts. Whether you are partnering, happily married, living with an amazingly, wonderful, significant other; showing appreciation, and spending special alone-time is a paramount perk in life.Date Night – Unique and Very Special VenueHome is the first space in your life, and work is the necessary second, outside, or within your dwelling. The car is a treasured third space. Americans have a special attachment to their chosen ride, often naming it, and always feeling the freedom it represents with avid appreciation. From receiving a first kiss, to having the “let’s move-in together” conversation, in the third space, it is a meaningful destination for memory making moments. It is also an escape haven, and the perfect venue for communication, life contemplation, nugget and fry food consumption, and music blaring/vocalizing, de-stressing from life’s numerous challenges.Level Up – Car Prep Taking the brave action to level up for this incredulous time share, with your significant other, means making preparations that add glow-up-ness to your ride. Washed, swept, and stocked with comfy throws, are given car preps, but to make it special, depending on the destination, add: Two soft pillows. A few fairy lights at the rear window frame, or surrounding the sunroof or ceiling for a dimension of “specialness” to the dating concept. A basket of couple’s craved treats. Matching insulated water bottles with hot chocolate, or even smoothies, made with surprise mixtures, not experienced before. A crafted music playlist honed to treat all four ears. These well thought out amenities for this nightfall togetherness event, transform your movable third space, into a destination for fun, and the kind of oneness which relationships build upon, to grow stronger and more sustainable. Destination Do It, Not Do ItThe prepping of celebratory atmosphere has been created. Picking the activity, should be a compilation of mutual likes and interests. Depending on the weather, and your location; urban, suburban, country, or beach, the activity chosen, mutually, is the gateway to a uniquely prioritized experience.Let this list of six tips for having a unique date night, inspire your evening:6 Tips for Making the Most of Your Car Date Night1. Glam Camping: The car version of camping in the woods, in a comfy style, with all the elements of nature; fresh air, a blanket of star light, crickets, a flowing stream. With the back seats flipped down, open windows, and thick duvet cover and pillows, your car is the perfect retreat. Add hot takeout food shared, selfies, a mutually gathered personal playlist of music, and the night is made.2. Mini-Road Tripping: A short trip down the open road to see where it leads, or to find a predetermined historic site or scenic highway. The get-a-way feels are there, to share. As with any trip, be safe, knowing you are protected with car insurance coverage and roadside assistance from a trusted provider like Freeway Car Insurance. The long-term memories of date night should be the evening of laughter and smiles, rather than that of being stranded, hailing for help on the side of the road. Preparation here goes a long way. 3. Drive-In Movie Night Viewing: A retro-event like the drive-in is so special under the night sky. With your own version of flavored popcorn, and fizzy drinks, and candy, watching old movies, or newer on the big screen is joyous. There are over 300 drive-ins throughout the United States. Not found. Bring your laptop, and stream a Netflix movie in your favorite, outdoor, green space.4. Scenic Sunset and Selfies Dating: Grab a hot latte, and watch the sun set from as high up as you can drive in your hometown. The aroma of your “cuppa”, added to that colorful orb, sinking in the night sky, provides the kind of time sharing that affords peaceful, artistic, wondrous, calm to the healthy mind and soul. Music is an option.5. Group Zoom Date Calling: If you want to share a part of your evening with your besties, bring your treats to your favorite green space, then zoom call them, sharing memories, laughter, music, and made-up games. Later, make moments just for you two. Relationships always include time for friends.6. Stargazing: A clear night sky holds numerous meteor showers, massive galaxies, and loads of space junk for sky watcher couples to observe together, portable telescope, binoculars, or naked eye style. Making a wish on a falling star, together, is a high-five style dating event.Having a prioritized car date night in celebration of authentic, shared, life experiences, is the bridge you build for deeper compassion, respect, and for challenge-proofing your relationship. With deeper compassion, respect, communication, and loving commitment can come a lifetime of togetherness.
Dogs How To Choose The Right Vet Clinic 8:40 AM Pets quickly become much-loved members of the family, so making sure they have access to the best possible healthcare is a must for pet owners. You would want to know you were getting the best treatment if you were sick, so why should it be any different for your animal buddy? It’s not just as simple as walking into the nearest vet clinic and registering with them, you need to take the time to do some research to make sure your pet gets the best care available. Here are a few tips to help you choose the right clinic for your furry friend. How to Choose the Right Vet Clinic PriceThe main thing you need to consider is can you afford it. Vet clinics will offer treatments at different prices, but just because a clinic is very expensive doesn’t necessarily mean they are the best. More importantly, you need to be realistic about what you can afford to pay when it comes to settling your vets’ bill, as wasting time at a clinic that’s far out of your price range will only result in your pet waiting even longer for treatment or their medications. A good example of an affordable vet is Easyvet, and they have clinics in various states so check if there is one near you.TreatmentsAnother thing to look out for when choosing a vet clinic is the range of treatments they offer on-site. Most clinics will cover check-ups, microchipping, neutering/spading, flea and tick treatments, diagnostics, as well as offering the right medications and vitamins your pet needs to stay healthy. Go into the clinic and inquire about what services they offer and what is covered with your insurance.LocationWhile you shouldn’t just pick the vet clinic closest to you without looking at others, the location of the clinic is still an important factor when it comes to making your decision. You shouldn’t register with a vet that is miles away from your home, as this will make for a long and uncomfortable journey for your pet each time it goes in for a check-up. Furthermore, if there is an emergency and your pet requires urgent medical attention, you want to know you can get them to the clinic as soon as possible.CleanlinessWhen you go into a clinic to find out about their treatments and prices, take a moment to look around and inspect how clean it is. Like any medical center, it will need to follow health and safety codes, and so you should see that it is being cleaned to an excellent standard. You wouldn’t have to have an operation or get medical treatment in a health clinic that was visibly dirty, so your pet shouldn’t have to endure that, either. ReviewsFinally, while getting information from a vet clinic about their services is necessary, they will say what they can to convince you to choose them. Always check the reviews on their website or on other online forums to get a better idea of what their services are truly like from current and former pet owners who have used that particular clinic.Making sure your pet has quality health care is a priority for any pet owner. Use these tips to find the right clinic for you and your pet.
How-To Here’s How You Can Become Your Best Self In 2021 8:18 AM There’s never a better time to wipe the slate clean and start again than at the end of a year. After everything that happened in 2020, that’s especially the case this time around. The last 365 days certainly haven’t been great for many of us, but that just gives us all the more reason to approach 2021 with the determination to be our best selves. If you’re interested in how to put 2020 behind you and make the most of the next year, here are some ideas to consider. Here’s How You Can Become Your Best Self In 2021 Set Worthwhile Goals Most people set themselves goals at the start of the year, such as losing weight, taking up a new hobby, or finishing a passion project. The problem, though, is that these goals are typically less motivated by what people want to do, but rather by what they feel they have to do. It’s no good setting yourself resolutions that you aren’t completely sold on because otherwise, you’ll just end up ditching them before the end of January. Sit down and ask yourself what it is that you really want out of the year, and then focus on your goals for the next 365 days. Speak With A Therapist Too many people view vulnerability and a willingness to seek help as a weakness when it’s actually a sign of strength. There’s nothing wrong with admitting that you’re struggling and allowing others to get you back on your feet. Whether you were having trouble before 2020, or the last year was the cause of it, it may be in your best interests to speak with a therapist. If you’re looking for someone with decades of experience in the Austin area, you’ll find a good match in therapist Dr. Mike Brooks. His client-centric approach to therapy will help you to break through whatever’s holding you back, so you can end 2021 feeling like you’ve conquered some of your demons. Find A Work-Life Balance If it weren’t for our jobs, a lot of people would struggle to pay the bills. However, just because work is an essential part of our lives, that doesn’t mean it should dominate our every waking moment. To be the best version of yourself in the new year, it’s important that you learn to balance your work priorities with your personal ones. You need to remember that relaxing and doing the things that you enjoy are just as important as reaching those deadlines and hitting your targets. If you find it impossible to take a step back from work during your downtime, you may want to consider whether your job is really what’s right for you or not. How can you feel truly fulfilled if you never have any time for yourself? Share Your Gratitude A lot of people went into 2020 believing that it would be the year they finally got everything that they wanted. However, by December, many of them realized just how grateful they were to have all the things that they do in their lives. All those months being locked inside and trying to stay safe during a worldwide health crisis really put a lot of things into perspective. For 2021, one of the best things you can do is hold onto that gratitude and share some of it with the world. Gratitude combats negative emotions, so if you treat every day like it's Thanksgiving, you might find the new year a lot easier to deal with than this last one. Plus, there are probably plenty of people in the same position as you who could probably do with a reason to smile. There are so many ways that you can become your best self, some of which might require more than just a new year to be realized. These are great starting points to consider for the start of 2021, though, and they should help you to find plenty of happiness and fulfillment moving forward.
