How-To What To Do If An Uninsured Motorist Hits You 3:41 AM When you get into a car accident, the insurance company of the driver at fault usually pays for the damages. But what do you do when you get into a collision with someone who doesn't have insurance?Even though most states in the US require drivers to have car insurance, some people still drive illegally without liability insurance.It can be a huge pain to get the money you need for repairs if you get into an accident with such a person. Here's a quick rundown on what to do if an uninsured motorist hits you.What to Do If an Uninsured Motorist Hits You1. Stay calm.The first thing you should do is the same thing you do after an accident: stay calm and make sure everyone is alright. Car crashes are often extremely frightening, and it can be difficult to make smart decisions when you have adrenaline pumping through your body. Take a moment to catch your breath, calm yourself down, and make sure that you and your passengers are alright.Once you're sure that nobody needs to call an ambulance, then it's time to start figuring out the next steps.2. Determine fault. Where you live is relevant to this - are you in a tort state or a no-fault state? 38 of the 50 states in the US are tort states, which means that the driver at fault is the one who has to pay for all the damages. If you live in a tort state, it's important that you make sure your insurance company knows you weren't at fault for the accident. If you end up on the hook for the collision, your rates could skyrocket. If you live in a no-fault state, your insurance company is going to have to pay for the damages to your car no matter what.3. Call authorities.Once you've determined who's at fault, it's usually a good idea to get the police involved, especially if you suspect the other driver may be uninsured. Insurance companies are often skeptical of claims involving uninsured motorists since they don't have a way to confirm what happened with the other driver's insurance company. The best way to fix this is to have a police report. The police can act as a third party and confirm that what you're telling the insurance company is true. They can also help you confirm whether or not the other driver is telling the truth about their insurance.4. File a claim.With your police report in hand, the next step is to go ahead and officially file a claim. You don't have to do this right away, but you should make sure it's done as soon as possible. Many insurance companies only give you 30 days to file a claim, otherwise, you get nothing. Make sure your insurance company has the police report you got from the scene of the accident so they can confirm what you're telling them. Try to collect as much information as you can about the other driver, just in case. This can go a long way for your claim.If you file a claim but don't get enough money to pay for your repair and medical bills, you may want to consider taking the other driver to small claims court. If you need guidance on how to go to small claims court and get what you are owed, there are experts who can assist you.Whether or not this is a good idea will depend on your situation as well as theirs, so it's best to talk to a lawyer before taking that step.Drive safely and remember these four tips so you'll know what to do the next time an uninsured motorist hit you.
Beauty 5 Ways To Detangle Your Hair Without Destroying It 5:37 AM Your hair should look shiny, well-styled, and fantastic at all times. It makes you feel fantastic and confident too. While movie stars never appear to suffer from a bad hair day, we mortals do. The wind, rain, and many other factors conspire to tire your hair. The good news is that you can detangle your hair without destroying it. Here are 5 easy steps.1. Use plenty of conditioners.The first step in detangling your hair is to reduce the tightness of your knots. You must choose a quality detangling shampoo and conditioner, such as the ones in this Kevin Murphy range. The shampoo will ensure your hair is clean. Leaving the conditioner in place won’t just nourish your hair. It will help to loosen knots. That will make it easier to eliminate them and make your hair look fantastic. 2. Use wide-toothed combs.After washing, you need to dab your hair and let it air dry if possible. Wet hair is more easily damaged than dry hair. You can then slide a wide-toothed comb through your hair gently. It will identify the knots and gradually remove them. It may take several strokes, but it works. Just keep the pressure gentle.3. Fingers work well in detangling your hair.If your wide-toothed comb isn’t getting the knots out, your fingers are there to the rescue. Gently run your fingers through your hair, and you’ll find the knots start to fall out. Don’t forget it’s best to hold your hair above the knot when you’re trying to pull the knots out. This will reduce the stress on your roots. Fingers are great to use first, and then move on to the wide-toothed comb or a detangling hairbrush to eliminate the last of the knot.4. Brush from the bottom to detangle your hair without destroying it.To reduce the stress on your scalp and help alleviate any knots, you should always start brushing from the bottom. Start a few inches from the bottom and brush downward. It will make it easier to remove any knots.5. Never force a knot.The key to successfully detangling your hair is not to damage it in the process. All you have to do is be gentle and hold your hair above the knot you’re trying to get out. This prevents the hair from pulling on the roots, potentially pulling the follicles out. It’s normal to lose between 50-100 hair a day, but you don’t want to lose any more than you have to!In a perfect world, you won’t need to detangle your hair. But the reality is that no matter how hard you try to protect your hair, it will get knots. The good news is that you can detangle your hair without destroying it. So you look fantastic. Always.
Home Understanding Bees In Trees And Know When To Take Action 4:26 AM Bees play a vital role in the ecosystem. They produce honey and are the main instigators of pollination, which enables flowers to fertilize and plant seeds and more flowers. Without bees, flowers would die out, affecting all of the ecosystems.It’s surprising how significant an effect such a small creature can do. How do you get rid of bees in a tree?Bees are not currently protected, but that doesn’t mean we can destroy their nest in trees. Because...1. They’re essential in keeping the balance in our ecosystem.2. They can be deadly, especially if you have allergies. The last thing you want is a swarm of bees chasing you. So, if you’re dealing with bees in trees or a nest anyone near your home, it’s a good idea to get your local pest control company involved. They won’t just advise on whether to move the nest or not. They’ll be able to get rid of it or connect you with local beekeepers who can take them off your hands. You should visit here for more info if you have a bee issue.Why are there bees in my tree?Bees love living in trees. It’s a relatively safe place to build their nest. Skunks, bears, and hive beetles usually attack their nests. These creatures can kill many bees, so hanging high in a tree is generally safer. The tree also gives them a good vantage point to start a flight when pollinating while making honey.How long will bees stay in a tree?Bees can rest in your tree while they re-energize. They are likely to be in your tree for no more than twenty-four hours. You won’t see many of them. Once the queen picks a spot to start building, they are unlikely to move by themselves. If the bees are still present after three days, they make a hive. Unless they are bothered by a predator, they will unlikely leave the hive, meaning they’ll keep on building, and the nest will get larger.Are the beehives in trees dangerous?Unless provoked, bees are generally not dangerous. However, they would defend themselves, their offspring, or their hive if they felt threatened. Bees feed before swarming, reducing their ability to sting. It’s not wise to attach a colony of bees or attempt to remove their beehive if you’re not a professional. Can you smoke bees out of a tree?When honey bees smell smoke, it causes them to leave and probably not return.Bees would assume a fire threat nearby, so they’re prepared to leave their hive.When can you remove bees from the trees?Let them be if the bees are high in the tree and not close to your home. They are unlikely to harm you unless they see you as a threat.If they are close to your home or have created a nest in a knot in the tree or around the roots, you need to deal with them. The sooner you tackle this, the better.It is still best to get help from your local experts to remove the nest safely to avoid harming or killing nature’s hardworking fellows.There are plenty of beekeepers in your area who will be happy to have an extra hive. They expertly use beehive frames for bees to build their wax comb and store their food.Now you...Have you ever had a problem with bees in your yard? How did you deal with it?
How-To Write A Perfect Birthday Speech 12:26 AM So you’ve been nominated to give a speech at your spouse’s, best friend’s, or a loved one’s birthday party. Sure, you’re honored to be acknowledged as an important person in their life. That’s why you were asked to give the ever – notable birthday speech. Yet at the same time, you’re panicking and attempting to calm your nerves. What are you going to say? Is it a milestone birthday, such as their 21st, 40th, or 50th? You want it to be attention grabbing and engaging to the party attendees, especially to the guest of honor! You want your speech to be memorable and impressive. You want it to be remembered in the best way! Writing that perfect birthday speech doesn’t have to be a daunting task. Below are some tips to help you write a speech that will captivate your audience, hold the moment, and make it extraordinary! Write a Perfect Birthday Speech Research Find out who will be attending. Is it a family only, or friends only celebration? Will there be professional acquaintances or colleagues of the guest of honor? Will there be any children there? Or will all be in attendance? Is it a formal or informal party? Is it a planned party the guest of honor is informed of, or is it a surprise party? All important details to know. However, regardless of the answers to these questions, the speech should always be kept at an appropriate PG rating. Are you going to be the only one giving a speech? Or will others be speaking as well? Don’t make the speech too long. In this situation, less is always more. Keep it positive and entertaining. Find out how long you are expected to speak (usually under 10 minutes), and if there is anything specific to be mentioned in your speech. Create and Organize the Content of Your Speech If you remember writing a report in elementary or high school, there are three components to include. Those components are the Introduction, the Body, and the Conclusion. In the Introduction, open with an anecdote or a quote to capture your audience’s attention. Thank the person who asked you to make the speech, and the person or people who planned and put together the party. Then, you can also thank the guests for coming to the party and bringing birthday gift baskets, presents, cards or whatever they may have brought for the celebration. Most importantly, include an acknowledgement of the host and commend the guest of honor! In the Body of your speech, you can talk about things like warm memories, and well wishes for the guest of honor. Don’t mention age unless it is a clear milestone birthday. Stick to the main points, and don’t ever bring up any personal issues, or anything the guest of honor may be embarrassed by or uncomfortable with. Also, don’t discuss anything that may be found discerning or offensive to your audience. Keep everything light hearted, positive and motivational. You can add in a quote and a joke, but do it sparingly. One joke and one quote is plenty to work with, and it is proper to cite who or where the quote originated. In the Conclusion of your speech, summarize the main points, say a closing thank you to everyone again, raise a toast, and give a closing tribute to the guest of honor. Use a Template If you are still at an impasse, and are lost for words, there are many templates online to help you compose a great birthday speech. You can research templates for surprise parties, milestone parties, or just about any kind of birthday party the speech may be intended for. If you do use a template, organize the prompts, fill it in with your own unique and original content, and make it your own. Rehearse Your Speech The best thing to help calm the pre-speech jitters, is to rehearse your speech. You can rehearse alone, in front of a mirror, or if you have someone like a family member or friend to practice in front of, that can be even more easing on the nerves. Pay attention to the parts that flow smoothly for you, and the parts that you may struggle. Write a final draft you are comfortable presenting, draw up some cue cards, or enlist someone to assist you through if you get stuck, and again, rehearse, rehearse, rehearse! When you are comfortable, confident, and ready to give your speech at the birthday celebration, you’ll know, and it will be great!
Dating 6 Romantic Car Date Night Ideas 12:20 AM 6 Romantic Car Date Night Ideas Tight budget and too busy to go on a fancy date or take a couple's vacation? How about making the most of your time together by going on a romantic car date night?Anywhere can be special and fun when spent with your sweetheart.Check out these six romantic car date night ideas to spice up your relationship.But first...Pre-date night preparationGet your car ready for an enthralling date night.Clean, wax, remove the clutter and ensure everything's working and in good condition.Depending on your destination, bring these car date night essentials for a relaxing and comfortable time.Soft pillows. Fairy lights. Add them to the rear window frame, or surround the sunroof or ceiling for a touch of romance. Treats you both love that are easy to prepare and put away. Or order your favorite takeout. Matching insulated water bottles with hot chocolate, coffee, or smoothies.Drinking water. A fun and romantic playlist.Car Date Night Destination Pick a destination for your date and plan your trip. Check the weather and research the place. How safe is it in the area?What must you bring that's appropriate for the place or the weather?What date night outfits should you wear?What are nearby hotels, hospitals, gas stations, convenience stores, or restaurants just in case you need to be in these places?Now that you know where you're going and what you're bringing, here are six ideas for an epic and romantic date night in your car.1. Glam campingFresh air. A canopy of stars.The sound of a flowing stream or the crashing waves of the ocean.Back seats down. Open windows.Thick duvet cover and cozy pillows.Ahh...Can you imagine it?Your car would be the perfect retreat. Camp in your car, but make it glam for your date night.Bring hot takeout food.Take selfies (or keep your phones away and focus on each other)...While your favorite song plays softly, you stare into each other's eyes and whisper sweet promises...The best glam camping date night in your car ever.2. Mini road tripA short road trip to a historic site or scenic highway. There's something thrilling about getting away with your loved one. A sense of adventure that sends butterflies in your stomach.That shared moment is too precious to forget.No wonder Taylor Swift writes songs about it.What to do on a road trip car date?Play car games. Have a fun carpool karaoke.Take turns asking each other questions.Stop over at beautiful sites for photos and just seize the moment.Enjoy but drive safely. Be protected with car insurance coverage and roadside assistance from a trusted provider like Freeway Car Insurance. 3. Drive-in movie night Wouldn't you like to experience a drive-in movie night with your significant other? There are over 300 drive-ins throughout the United States.Bring flavored popcorn, fizzy drinks, and candies. Watch old movies or new ones on the big screen.Or make your own. Bring your laptop and stream Netflix date night movies in your favorite outdoor space.Make it a surprise; this move will earn you brownie points from your lover.4. Scenic sunset and selfies dateGrab a hot latte and watch the sunset from as high up as you can drive in your hometown. Or find a nice spot with the best view.The comforting smell of coffee. The soft, beautiful splash of colors in the sky no artist alive can ever replicate...The twinkling of the stars slowly peeking on the horizon as the colors change to ink blue, indicating the start of a romantic evening...That's romantic car date night right there.Remember to take lots of selfies because the lighting will be perfect during the golden hour.5. Group Zoom date callWhatever you do in this life, it's not legendary unless your friends are there to see it.That's one of the many heartwarming quotes from How I Met Your Mother.And it's true.Share a part of your evening with your besties. Go on a Zoom call, play online games, or catch up.Ensure your location has a good internet connection, and remember to bring your chargers. 6. StargazingCheck out meteor shower guides and plan your romantic stargazing car date night.Use your portable telescope or observe the sky with your naked eyes. Bring blankets and hot choco to keep you warm.Wait for a falling star and make a wish together.If that's not romantic, I don't know what is.Keep your love alive with an unforgettable date night, looking up at the stars.All gifs from Tenor and GiphyThis post contains affiliate links, so we'd get a commission if you purchase through the links at no additional cost.A lot of people have romantic memories in their vehicle - including their first kiss.Make more dreamy, memorable moments with these romantic car date night ideas. Stay in love!Going on a car date night soon? Where's your favorite destination?
Dogs How To Choose The Right Vet Clinic 5:40 PM Cats, dogs, and other pets are cherished members of the family. Making sure they have access to the best possible healthcare is a must for pet owners. Choosing the right vet clinic is not as simple as walking into the nearest one. You need to take the time to research to make sure your pet gets the best care available. Here are a few tips to help you choose the right clinic for your furry friend. How to Choose the Right Vet Clinic for Your Pets 1. Check the priceYour budget is an important factor to consider.Vet clinics offer treatments at different prices.You may think you're saving money at cheap clinics. But if they have a lousy service and ineffective treatment, it can cost you more in the long run.At the same time, just because a clinic is expensive doesn’t mean they are the best. A good example of an affordable vet clinic is Easyvet. They have clinics in different states so check out if they have one near you.2. Range of treatmentsWhen choosing a vet clinic, check the range of treatments they offer.Most clinics cover check-ups, microchipping, neutering/spading, flea and tick treatments, and diagnostics.They also offer medications and vitamins for your pet. Visit or call the clinic to inquire about what services they offer and what is covered by your insurance.3. Consider the locationThe location is an important factor when choosing the right vet clinic. You shouldn’t register with a vet that's miles away from home. This will make for a long and uncomfortable journey for your pet If there's an emergency, you want to get them to the clinic as soon as possible.4. Scrutinize the cleanlinessSee if the clinic is clean and sanitized.Like any medical center, it needs to follow health and safety codes. Has it been cleaned to the highest standards?Your pet deserves the best.5. Read the reviewsAlways check the reviews on their website or on other online forums.Get a better idea of what their services are like from current and former patients (pet parents).Other people's experiences can save your pet's life.Making sure your pet has quality health care is a priority. Use these tips to find the right clinic for you and your pet.
How-To Here’s How You Can Become Your Best Self In 2021 5:18 PM There’s never a better time to wipe the slate clean and start again than at the end of a year. After everything that happened in 2020, that’s especially the case this time around. The last 365 days certainly haven’t been great for many of us, but that just gives us all the more reason to approach 2021 with the determination to be our best selves. If you’re interested in how to put 2020 behind you and make the most of the next year, here are some ideas to consider. Here’s How You Can Become Your Best Self In 2021 Set Worthwhile Goals Most people set themselves goals at the start of the year, such as losing weight, taking up a new hobby, or finishing a passion project. The problem, though, is that these goals are typically less motivated by what people want to do, but rather by what they feel they have to do. It’s no good setting yourself resolutions that you aren’t completely sold on because otherwise, you’ll just end up ditching them before the end of January. Sit down and ask yourself what it is that you really want out of the year, and then focus on your goals for the next 365 days. Speak With A Therapist Too many people view vulnerability and a willingness to seek help as a weakness when it’s actually a sign of strength. There’s nothing wrong with admitting that you’re struggling and allowing others to get you back on your feet. Whether you were having trouble before 2020, or the last year was the cause of it, it may be in your best interests to speak with a therapist. If you’re looking for someone with decades of experience in the Austin area, you’ll find a good match in therapist Dr. Mike Brooks. His client-centric approach to therapy will help you to break through whatever’s holding you back, so you can end 2021 feeling like you’ve conquered some of your demons. Find A Work-Life Balance If it weren’t for our jobs, a lot of people would struggle to pay the bills. However, just because work is an essential part of our lives, that doesn’t mean it should dominate our every waking moment. To be the best version of yourself in the new year, it’s important that you learn to balance your work priorities with your personal ones. You need to remember that relaxing and doing the things that you enjoy are just as important as reaching those deadlines and hitting your targets. If you find it impossible to take a step back from work during your downtime, you may want to consider whether your job is really what’s right for you or not. How can you feel truly fulfilled if you never have any time for yourself? Share Your Gratitude A lot of people went into 2020 believing that it would be the year they finally got everything that they wanted. However, by December, many of them realized just how grateful they were to have all the things that they do in their lives. All those months being locked inside and trying to stay safe during a worldwide health crisis really put a lot of things into perspective. For 2021, one of the best things you can do is hold onto that gratitude and share some of it with the world. Gratitude combats negative emotions, so if you treat every day like it's Thanksgiving, you might find the new year a lot easier to deal with than this last one. Plus, there are probably plenty of people in the same position as you who could probably do with a reason to smile. There are so many ways that you can become your best self, some of which might require more than just a new year to be realized. These are great starting points to consider for the start of 2021, though, and they should help you to find plenty of happiness and fulfillment moving forward.
